These months are synonymous with warm textures, cocooning curtains, and earthy colors (resembling woodlands and pumpkin spice, naturally). And despite their suitability to the season, the most admired fall trends transition equally well into winter, too.  If you’re wondering, ‘how can I decorate for fall on a budget?’, you may be looking for ways to achieve a fall-friendly scheme without too much of an investment. However, incorporating these fall decor ideas into your home doesn’t need to be expensive. Instead, they could save you money. 

Here are five ’trends’ that will dress your home for fall (and beyond) while helping you save money during these colder months.

1. ’70s retro revival trend

The retro revival trend is here – and with it comes bright and bold color decorating ideas that celebrate the best of a time gone by.  While there is a lot to love about ’70s style, designers and money experts agree that its warm, earthy color palette is the most powerful in terms of saving money.   ‘The ’70s radiated warmth through colors, patterns, and low lighting. Incorporating tones such as earthy browns, oranges, reds, and yellows alongside fun patterns and textures can really help bring this interior trend to life,’ says Brean Horne, a personal finance expert at NerdWallet (opens in new tab). These colors bring a ‘warm’ glow to your home and ensure look especially cozy under warm-toned lights. Architect and interior Designer Beril Yilmaz (opens in new tab) similarly recommends retro hues when adding warmth to a room. ‘You’ll want to stick to earth tones like deep reds, oranges, and yellows,’ she says. ‘These colors will help create a warm and inviting space.’ These comforting colors are a good-looking way to ‘save money on your heating bills by using the warmth of color to help keep the house warm,’ explains house care expert Anton Giuroiu (opens in new tab). ‘It’s perfect for any homeowner who wants to add warmth and comfort to their home without spending more money on their heating bills.’ While always the first to promote the psychological power great decor choices can wield, we would say, however, that you might need to boost these cozy living room ideas with an extra layer and a few throw blankets…

2. Statement wood paneling

If you’ve already considered wall paneling ideas, you may already be aware of its decorative and architectural power. This eternal ’trend’ has the ability to add texture while celebrating a warming aesthetic that designers have loved for decades.  The experts at Naturewall (opens in new tab) explain that wood is a ’natural insulator,’ meaning your paneling can hold heat and leave you warmer without immediately reaching for the heater. Something to bear in mind when remodelling. 

3. Layer heavy textures

Fall is already associated with chunky knit textures and textiles, but this year, they may be more comforting than ever before. Beril recommends investing in plush blankets and throws that can add both warmth and texture to your space. ‘Another great way to add texture is with pillows. Look for pillows with interesting stitches or patterns. You can also find pillows made from natural materials like wool or cotton,’ she says. These heavy soft furnishings will always have a place among the most relaxing bedroom ideas, but they will also help keep you warmer without paying more for energy. 

4. Follow the patterned rug trend

Patterned rugs may be a counterpart of the retro revival, and they’re not always for the faint of heart. However, as Joshua Hammonds, marketing manager at Hammonds Furniture (opens in new tab), explains, it is worth the bold investment.  ‘It is estimated that you lose 10% of heat via your floors, and so insulated floors are a way to retain warmth in your home. ‘A cheap fix for your home is incorporating a rug into your decor. They will help keep your room warm and are a great way to make a space feel cozier in the winter months too.’

5. Use modern curtains strategically

Modern curtain ideas have made this centuries-old window dressing contemporary – but there is more to love than how they look. ‘Windows are a key area of heat loss, with 18% of a home’s heat loss occurring just through windows,’ Joshua explains. One way to conceal heat is through thick double glazing, but your choice of curtains is similarly impactful.  ‘Swap out your blinds or any sheer, lightweight curtains for some that are made from a heavier material,’ the expert says. ‘Curtains made from materials such as wool or velvet, or thick drapes with a thermal lining, will be able to restrict the airflow in your home and stop your rooms from losing heat.’  When paired with chunky textiles and warm tones, your curtains will dress your home for fall without harming your finances.